Health Insurance

Finding the right health insurance can be overwhelming with so many plan types, networks, and options available. The healthcare landscape is constantly changing, and understanding what coverage you actually need versus what you're paying for can be confusing. That's where I come in. I provide clear education and guidance to help you navigate through the complexity and choose coverage that protects you and your family while fitting your budget.

As an independent agent, I work with multiple A-rated insurance providers to find you the best rates and coverage options. I'll explain each plan type in simple terms, help you understand the differences, and ensure you're getting the most value for your money.

When can I buy health insurance?
During Open Enrollment (November 1 - January 15) or if you have a qualifying life event like marriage, job loss, or moving.
What's the difference between HMO and PPO plans?
HMO plans require you to choose a primary care doctor and get referrals for specialists, while PPO plans offer more flexibility to see any doctor.
How do Health Savings Accounts work?
HSAs pair with high-deductible health plans and let you save money tax-free for medical expenses, with triple tax advantages.
Will I lose my doctor if I switch plans?
Not necessarily - I'll help you find plans that include your preferred doctors and hospitals in their networks.